Home Purchase Loans
Pre-approval through closing with clean communication, strategy, and fast scenario work.
Brady Haye Mortgage Team
Mortgage Guidance Built Around Clarity
Helping homebuyers and homeowners feel informed, educated, and comfortable whether they are buying, refinancing, or planning their next move.
500+
Families helped
Since 2015
Mortgage experience
6 States
Licensed to serve
Purchase
Smart guidance from consultation to closing
Refinance
Evaluate payment, term, equity, and strategy
Planning
Get prepared early before the right move appears
Mortgage solutions
Home Purchase and Refinance Mortgage Solutions
Whether someone is ready to apply today or just wants clarity on numbers, the site is designed to be useful right away.
Mortgage Refinancing
Explore lower payments, debt consolidation, cash-out options, or a better long-term structure.
First-Time Buyers
An education-first approach built to simplify the process and keep decisions comfortable.
Investment Properties
Financing strategies for investors who want strong communication and dependable execution.
Education
Mortgage education that actually helps people make decisions
The goal is not just to help someone start an application. It is to help them understand payments, options, timelines, and strategy so they feel comfortable every step of the way.
Payment Clarity
Understand principal, interest, taxes, insurance, PMI, and how a monthly payment really comes together.
Loan Strategy
Compare purchase and refinance options with guidance tailored to your goals instead of generic advice.
Video Explanations
Brady is known for personalized videos and easy-to-follow explanations that make the process feel less overwhelming.
Next-Step Guidance
Know what to expect before applying, while shopping, after contract, and all the way through closing.
Mortgage tools
Run real numbers before making your next move
These calculators are designed to help buyers and homeowners understand the full picture, not just principal and interest.
Total Mortgage Payment Estimator
Enter home price, down payment, interest rate, and taxes to estimate the full monthly payment.
Includes principal, interest, estimated taxes, homeowners insurance, and PMI if applicable. Insurance defaults to $200 per month if left blank. If PMI is left blank and down payment is under 20%, the tool estimates PMI at 0.5% annually.
Refinance Break-Even
See how long it may take for monthly savings to offset refinance costs.
Buy vs. Wait Analyzer
A quick comparison to help frame the decision.
Closing Cost Estimator
Estimate closing costs using a simple 3% baseline.
Down payment help
Helpful starting points for Iowa buyers
If you are buying in Iowa, there may be assistance options worth exploring depending on your goals, income, and property details. This section is intentionally simple so the website can educate without overwhelming.
- Talk through monthly payment comfort before shopping
- Review down payment strategy and cash-to-close goals
- Explore whether assistance options are worth considering
- Get a custom payment scenario before writing an offer
Best next step
Schedule a consultation or send a property for a custom payment breakdown.
Schedule Consultation
Reviews
What clients and realtors say
Communication, education, responsiveness, and smooth closings are the themes that come up again and again.
Abigail Jennings
“Brady sets the gold standard for communication, professionalism, and client care. He goes above and beyond to make sure buyers understand every part of the mortgage process.”
Reed Tellinghuisen
“Working with Brady made the home-buying process incredibly smooth as a first-time buyer. He made sure I understood every step so I felt confident in my decisions.”
Troy Zimmerman
“Brady and his team kept us informed every step of the way and made the entire process seamless. Getting to clear to close felt completely stress-free.”
Zack Barragan
“Brady went above and beyond to keep everyone informed throughout the transaction. His communication was top-notch, and the buyers received clear to close weeks ahead of schedule.”
Meet the team
The people helping keep every loan organized and moving
Ryan Roman
Pipeline Manager
Ryan helps keep files moving efficiently and communication organized throughout the loan process.
Team
Lori Burnette
Junior Processor
Lori supports processing and documentation so the client experience stays smooth and on track.
Team
Kristen Reid
Loan Processor
Kristen helps prepare files for underwriting and keeps the process moving toward a clean closing.
Key Mortgage Group
The power of a like-minded mortgage group
Key Mortgage Group is made up of loan officers who work independently but share the same mindset about how clients should be treated. Professionals like John Cornish, Louie Wickett, Jared Nicolaisen, Luis Solis, Tucker Dickherber, and Brady Haye all operate separately while aiming to deliver the same level of service, communication, and care.
Our goal is simple: that the Iowa market feels a similar level of service no matter which Key Mortgage Group professional a client works with.
Educating Homebuyers Podcast
A bigger part of the brand, not just a link at the bottom
Real conversations with real estate professionals, clients, and industry experts to help buyers and homeowners better understand the mortgage process and the people shaping the local market.
Featured listening options
Watch or listen wherever you want
The podcast is one of the best ways to experience Brady’s education-first approach. It brings mortgage strategy, local insight, and practical homebuying conversations into one place.
What listeners can expect
- Mortgage education made easier to understand
- Conversations with realtors and local professionals
- Practical tips for buyers, refinances, and next moves
- A resource clients can return to long after closing
Licensed states
Serving clients in six states
Licensed to originate mortgages in Iowa, Nebraska, Arizona, Florida, North Dakota, and Illinois.
Iowa
Nebraska
Arizona
Florida
North Dakota
Illinois
Connect with Brady
Ready to talk through your next move?
Whether you are buying, refinancing, or planning ahead, the first step is getting clarity on the strategy that fits your goals.
Phone: 712-830-0025
Email: bhaye@gokeymortgage.com
Office: 2370 NW 128th Street, Urbandale, IA 50322
Get mortgage tips, podcast clips, and real estate insights on social
If you want quick mortgage education, real conversations, and behind-the-scenes content from Brady Haye Mortgage Team, this is where to follow along.